Free shipping over ₹2,999 · New: Gold savings schemes now open — 0% joining fee

Gold Savings Schemes

Save a fixed amount every month and redeem the full value — plus scheme bonuses — against any jewellery purchase in store.

11 Month Plan

Jay Gold Suraksha - 11+1

₹2,000 / month
Pay for 11 months, get the 12th month free

Our most popular gold savings scheme at Jay Gold, Nellore. Pay a fixed monthly instalment for 11 months and we add the 12th instalment for free, redeemable against any jewellery purchase at our store.

Estimated total paid in: ₹22,000

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6 Month Plan

Short Term Saver - 6 Months

₹3,000 / month
No joining fee, instant redemption at maturity

A short 6-month commitment ideal for an upcoming festival or wedding purchase, with no joining fee.

Estimated total paid in: ₹18,000

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12 Month Plan

Flexi Gold Plan

₹5,000 / month
1% bonus on total accumulated amount

A flexible 12-month plan for higher-value savers, with a 1% bonus credited on the total amount saved at maturity.

Estimated total paid in: ₹60,000

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How it works

Joining a scheme is simple

Choose a plan

Pick a monthly amount and duration that suits your budget

Pay monthly

Make your instalment each month, in-store or via our team

Track your savings

See instalments paid and total saved from your account page

Redeem

Use the full maturity value, plus any bonus, against jewellery